UnitedHealthcare UHC Gold Copay Focus plans in North Carolina
| Plan | Deductible one person | Out-of-pocket max | Primary care | Full price, age 40 a month, by county | CMS rating |
|---|---|---|---|---|---|
| UHC Gold Copay FocusUHC Gold Copay Focus $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, No Referrals) GoldHMO Summary of benefits | $0 | $10,000 | $20 | $1,035–$1,233Lowestacross 31 counties | 3 of 5 |
| UHC Gold Copay Focus +UHC Gold Copay Focus+ $0 Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, $0 Insulin, Dental + Vision, No Referrals) GoldHMO Summary of benefits | $0 | $10,000 | $20 | $1,054–$1,255across 31 counties | 3 of 5 |
Full price for one 40-year-old non-smoker before tax credits, from HealthCare.gov; most people pay less. Ranges cover the North Carolina counties with a hospital on this site where the plan is sold. Compare plans for your ZIP code and age.
Hospitals in the UnitedHealthcare UHC Gold Copay Focus network
As listed in UnitedHealthcare's 2027 Marketplace network files: 62 hospitals in North Carolina for at least one of the 2 UnitedHealthcare UHC Gold Copay Focus plans. Confirm with the insurer before you get care.
Charlotte
- Atrium Health PinevilleCharlotte, NC · 3-star Medicare rating 2 of 2plans list it
- Carolinas Medical Center/Behav HealthCharlotte, NC · 4-star Medicare rating 2 of 2plans list it
- Carolinas Medical Center-UniversityCharlotte, NC · 3-star Medicare rating 2 of 2plans list it
Raleigh
- Holly Hill/ Charter BehavioralRaleigh, NC 2 of 2plans list it
- Rex HospitalRaleigh, NC · 5-star Medicare rating 2 of 2plans list it
- Triangle SpringsRaleigh, NC 2 of 2plans list it
Fayetteville
- Cape Fear Valley Medical CenterFayetteville, NC · 2-star Medicare rating 2 of 2plans list it
- Highsmith-Rainey Memorial HospitalFayetteville, NC 2 of 2plans list it
Greensboro
- Kindred Hospital-GreensboroGreensboro, NC 2 of 2plans list it
- The Moses H Cone Memorial HospitalGreensboro, NC · 3-star Medicare rating 2 of 2plans list it
Morganton
- Broughton HospitalMorganton, NC 2 of 2plans list it
- UNC Health Blue RidgeMorganton, NC · 4-star Medicare rating 2 of 2plans list it
Wilmington
- New Hanover Regional Medical CenterWilmington, NC · 3-star Medicare rating 2 of 2plans list it
- Wilmington Treatment CenterWilmington, NC 2 of 2plans list it
Ahoskie
- Roanoke Chowan HospitalAhoskie, NC · 2-star Medicare rating 2 of 2plans list it
Albemarle
- Stanly Regional Medical CenterAlbemarle, NC · 3-star Medicare rating 2 of 2plans list it
Asheboro
- Randolph HospitalAsheboro, NC · 4-star Medicare rating 2 of 2plans list it
Boone
- Watauga Medical CenterBoone, NC · 3-star Medicare rating 2 of 2plans list it
Burlington
- Alamance Regional Medical CenterBurlington, NC · 3-star Medicare rating 2 of 2plans list it
Chapel Hill
- UNC HospitalsChapel Hill, NC · 5-star Medicare rating 2 of 2plans list it
Clinton
- Sampson Regional Medical CenterClinton, NC · 2-star Medicare rating 2 of 2plans list it
Clyde
- Haywood Regional Medical CenterClyde, NC · 3-star Medicare rating 2 of 2plans list it
Concord
- Carolinas Medical Center-NortheastConcord, NC · 4-star Medicare rating 2 of 2plans list it
Eden
- UNC RockinghamEden, NC · 4-star Medicare rating 2 of 2plans list it
Edenton
- Chowan HospitalEdenton, NC · 3-star Medicare rating 2 of 2plans list it
Elizabeth City
- Albemarle Hospital AuthorityElizabeth City, NC · 3-star Medicare rating 2 of 2plans list it
Elkin
- Hugh Chatham Memorial HospitalElkin, NC · 3-star Medicare rating 2 of 2plans list it
Erwin
- Good Hope HospitalErwin, NC 2 of 2plans list it
Goldsboro
- Wayne Memorial HospitalGoldsboro, NC · 3-star Medicare rating 2 of 2plans list it
Greenville
- ECU Health Medical CenterGreenville, NC · 2-star Medicare rating 2 of 2plans list it
Henderson
- Maria Parham HospitalHenderson, NC · 2-star Medicare rating 2 of 2plans list it
Hendersonville
- Margaret R Pardee Memorial HospitalHendersonville, NC · 5-star Medicare rating 2 of 2plans list it
Hickory
- Frye Regional Medical CenterHickory, NC · 2-star Medicare rating 2 of 2plans list it
High Point
- High Point Regional HospitalHigh Point, NC · 2-star Medicare rating 2 of 2plans list it
Jacksonville
- Brynn Marr Behavioral SystemJacksonville, NC 2 of 2plans list it
Kinston
- Lenoir Memorial HospitalKinston, NC · 4-star Medicare rating 2 of 2plans list it
Laurinburg
- Scotland Memorial HospitalLaurinburg, NC · 3-star Medicare rating 2 of 2plans list it
Leland
- Strategic Behavioral Center-LelandLeland, NC 2 of 2plans list it
Lenoir
- Caldwell Memorial HospitalLenoir, NC · 3-star Medicare rating 2 of 2plans list it
Lexington
- Lexington Memorial HospitalLexington, NC · 2-star Medicare rating 2 of 2plans list it
Linville
- Charles a Cannon Jr Memorial HospitalLinville, NC 2 of 2plans list it
Lumberton
- Southeastern Regional Medical CenterLumberton, NC · 2-star Medicare rating 2 of 2plans list it
Monroe
- Carolinas Medical Center-UnionMonroe, NC · 4-star Medicare rating 2 of 2plans list it
Mt Airy
- Northern Hospital of Surry CountyMt Airy, NC · 4-star Medicare rating 2 of 2plans list it
Murphy
- Erlanger Murphy Medical CenterMurphy, NC · 4-star Medicare rating 2 of 2plans list it
Nags Head
- The Outer Banks HospitalNags Head, NC · 4-star Medicare rating 2 of 2plans list it
North Wilkesboro
- Wilkes Regional Medical CenterNorth Wilkesboro, NC · 3-star Medicare rating 2 of 2plans list it
Pinehurst
- FirstHealth Moore Regional HospitalPinehurst, NC · 4-star Medicare rating 2 of 2plans list it
Roanoke Rapids
- ECU Health North HospitalRoanoke Rapids, NC · 2-star Medicare rating 2 of 2plans list it
Rocky Mount
- Nash General HospitalRocky Mount, NC · 4-star Medicare rating 2 of 2plans list it
Rutherfordton
- Rutherford HospitalRutherfordton, NC · 2-star Medicare rating 2 of 2plans list it
Sanford
- Central Carolina HospitalSanford, NC · 2-star Medicare rating 2 of 2plans list it
Siler City
- Chatham HospitalSiler City, NC · 4-star Medicare rating 2 of 2plans list it
Smithfield
- Johnston Memorial HospitalSmithfield, NC · 4-star Medicare rating 2 of 2plans list it
Southport
- J Arthur Dosher Memorial HospitalSouthport, NC · 3-star Medicare rating 2 of 2plans list it
Statesville
- Iredell Davis Behavioral Health HospitalStatesville, NC 2 of 2plans list it
Tarboro
- Vidant Edgecombe HospitalTarboro, NC · 3-star Medicare rating 2 of 2plans list it
Whiteville
- Columbus Regional Healthcare SystemWhiteville, NC · 1-star Medicare rating 2 of 2plans list it
Wilson
- Wilson Medical CenterWilson, NC · 1-star Medicare rating 2 of 2plans list it
Windsor
- Bertie Memorial HospitalWindsor, NC · 4-star Medicare rating 2 of 2plans list it
Winston Salem
- Old Vineyard Youth ServicesWinston Salem, NC 2 of 2plans list it
Winston-Salem
- North Carolina Baptist HospitalWinston-Salem, NC · 4-star Medicare rating 2 of 2plans list it
Questions
- What is the deductible for UnitedHealthcare UHC Gold Copay Focus in North Carolina?
- For one person in 2027, the in-network deductible is $0 depending on the plan, and the out-of-pocket maximum is $10,000, per HealthCare.gov's plan data.
- Which hospitals are in network for UnitedHealthcare UHC Gold Copay Focus?
- The insurer's 2027 Marketplace network files list 62 hospitals in North Carolina for at least one UnitedHealthcare UHC Gold Copay Focus plan, including The Moses H Cone Memorial Hospital, Carolinas Medical Center/Behav Health, North Carolina Baptist Hospital. Confirm with the insurer before you get care.
- How much does UnitedHealthcare UHC Gold Copay Focus cost?
- Full price for one 40-year-old ranges $1,035–$1,255 a month across North Carolina counties before tax credits. Most people pay less after savings; HealthCare.gov shows your price.
Other UnitedHealthcare plans in North Carolina
- UnitedHealthcare UHC Bronze Copay Focus2 plans · Bronze · deductible $0 62hospitals
- UnitedHealthcare UHC Bronze Essential1 plan · Bronze · deductible $11,750 62hospitals
- UnitedHealthcare UHC Bronze Standard1 plan · Bronze · deductible $7,500 62hospitals
- UnitedHealthcare UHC Bronze Standard + (HSA1 plan · Bronze · deductible $7,500 62hospitals
- UnitedHealthcare UHC Silver Copay Focus2 plans · Silver · deductible $0 62hospitals
- UnitedHealthcare UHC Silver Standard1 plan · Silver · deductible $6,400 62hospitals
- UnitedHealthcare UHC Silver Value1 plan · Silver · deductible $3,550 62hospitals
- UnitedHealthcare UHC Silver Value + ($0 Virtual Urgent Care, $5 Tier 2 Rx1 plan · Silver · deductible $3,550 62hospitals
- UnitedHealthcare UHC Gold Advantage1 plan · Gold · deductible $850 62hospitals
- UnitedHealthcare UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx1 plan · Gold · deductible $850 62hospitals
Source: HealthCare.gov Marketplace API (plans, benefits, prices, CMS quality ratings) and UnitedHealthcare's 2027 Marketplace provider network files, networks loaded November 4, 2026.
Individual Marketplace (ACA) plans only. Plans, prices and networks change; confirm with the insurer before you enroll or get care. Not affiliated with UnitedHealthcare, HealthCare.gov or CMS.