Source: CMS Care Compare, July 2026 releaseER figures are medians, not live waitsAbout the data
Visiting Covenant Medical Center
Saginaw, MI 48602
County: Saginaw Directions Apple Maps Call (989) 583-7000
- Photo ID and your insurance, Medicare or Medicaid card
- A list of your medicines, doses and allergies
- Your doctor's name and phone number
- A phone charger
Official links: Website for Covenant Medical Center (opens the hospital's site)
Nearby hospitals
- 0.9mi MyMichigan Medical Center Saginaw Saginaw, MI · Emergency room · median ER visit 2 hr 45 min Call MyMichigan Medical Center Saginaw Directions to MyMichigan Medical Center Saginaw (Google Maps) Details for MyMichigan Medical Center Saginaw
- 5.1mi Healthsource Saginaw Saginaw, MI · Emergency room Call Healthsource Saginaw Directions to Healthsource Saginaw (Google Maps) Details for Healthsource Saginaw
- 12mi Bay Regional Medical Center Bay City, MI · Emergency room · median ER visit 2 hr 49 min Call Bay Regional Medical Center Directions to Bay Regional Medical Center (Google Maps) Details for Bay Regional Medical Center
Quick answers about Covenant Medical Center
How long is the ER wait at Covenant Medical Center?
CMS doesn't publish live wait times. Over the 12 months CMS reported, patients treated and sent home spent a median of 3 hr 18 min in the Covenant Medical Center emergency room (the average across Michigan hospitals is 2 hr 41 min). 7% of ER patients left before being seen. For tonight's wait, check the hospital's website (opens the hospital's own site) or call (989) 583-7000. In an emergency, call 911.
What is the phone number for Covenant Medical Center?
The main phone number for Covenant Medical Center is (989) 583-7000, from Medicare's hospital records.
Call (989) 583-7000What is the address of Covenant Medical Center?
Covenant Medical Center is at 1447 N Harrison St, Saginaw, MI 48602.
Directions (opens Google Maps)Does Covenant Medical Center have an emergency room?
Yes. Covenant Medical Center has an emergency department, according to Medicare data.
What is Covenant Medical Center's Medicare star rating?
Covenant Medical Center has an overall rating of 2 out of 5 stars from the Centers for Medicare & Medicaid Services (CMS). Star ratings come from CMS quality and safety measures, not patient reviews.
Quality and performance
Centers for Medicare & Medicaid Services · data as of July 2026
Patients treated and sent home from the emergency department at Covenant Medical Center spend a median of 3 hours 18 minutes there. That is 37 minutes longer than the average across Michigan hospitals (2 hours 41 minutes).
Source: CMS Hospital General Information and Timely & Effective Care. Wait times are a median over a past 12-month reporting period, not live data. Not affiliated with CMS or with Covenant Medical Center. For a medical emergency, call 911.
Compare ER waits across Michigan · How Michigan hospitals rank on star ratings · Other birthing-friendly hospitals in Michigan · How we source this data · Something wrong on this page? Tell us
What patients say
CMS patient survey (HCAHPS) · 985 completed surveys · patients discharged Oct 2024 – Sep 2025
Patients gave Covenant Medical Center a 3-star patient experience rating out of 5. 71% would definitely recommend it (U.S. average 71%). 70% rated it 9 or 10 out of 10.
The patient survey (HCAHPS) asks a random sample of adult patients about their recent hospital stay. CMS adjusts the results for the mix of patients and how the survey was done, so hospitals can be compared fairly. About the data.
Compare Covenant Medical Center
Infections, complications and deaths
Centers for Medicare & Medicaid Services · compared with hospitals nationwide
Of the 5 hospital-acquired infections CMS could compare, Covenant Medical Center was better than the national benchmark on 2 and worse on 0. Its rate of serious complications was same as national.
Hospital-acquired infections
Serious complications
Death rates within 30 days
| Patients treated for | This hospital | U.S. |
|---|---|---|
| Heart attack patients | 13.1% | 11.9% |
| Heart failure patients | 10.8% | 11.1% |
| Pneumonia patients | 16.1% | 15.2% |
| Stroke patients | 12.6% | 11.9% |
| COPD patients | 11.5% | 8.6% |
| Coronary bypass (CABG) surgery patients | 2.7% | 2.4% |
| Hospital-wide, all conditions | 3.9% | 3.9% |
Risk-adjusted rates. CMS has not published a statistical better/worse comparison for these death rates in the current release, so small differences from the U.S. rate may be chance.
Other complications
All 12 complication measures
| Measure | This hospital | U.S. | CMS comparison |
|---|---|---|---|
| Complications after hip or knee replacement% of patients | 4.5 | 4.1 | Not compared |
| Deaths among surgical patients with serious treatable complicationsper 1,000 patients | 173.29 | 173.3 | Same as national |
| Pressure ulcers (bed sores)per 1,000 patients | 0.75 | 0.63 | Same as national |
| Falls in the hospital that caused a broken boneper 1,000 patients | 0.31 | 0.27 | Same as national |
| Collapsed lung caused by a medical procedureper 1,000 patients | 0.23 | 0.21 | Same as national |
| Bleeding or blood clot under the skin after surgeryper 1,000 patients | 2.68 | 2.34 | Same as national |
| Kidney injury needing dialysis after surgeryper 1,000 patients | 1.5 | 1.67 | Same as national |
| Respiratory failure after surgeryper 1,000 patients | 11.98 | 9.42 | Same as national |
| Blood clots in the lungs or legs after surgeryper 1,000 patients | 3.69 | 3.52 | Same as national |
| Bloodstream infection (sepsis) after surgeryper 1,000 patients | 9.14 | 5.27 | Worse than national |
| Surgical wound splitting openper 1,000 patients | 2.17 | 1.77 | Same as national |
| Accidental cuts or tears during abdominal surgeryper 1,000 patients | 1.79 | 1.06 | Same as national |
"Better" or "worse" means CMS found the difference from the national benchmark statistically significant; most hospitals are "no different". Infection results compare the infections a hospital reported with the number predicted for a hospital of its size and type (a ratio below 1 means fewer than predicted), for Oct 2024 – Sep 2025. Death and complication rates are risk-adjusted for how sick patients were. Each death rate counts deaths within 30 days of a hospital stay, pooled over one to three years of Medicare patients depending on the measure. About the data.
What insurance does Covenant Medical Center accept?
Original Medicare: Medicare-certified, so it can bill Original Medicare (Medicare number 230070). Medicare Advantage plans have their own networks, which this section does not cover.
2027 Marketplace plans in Michigan that list this hospital
| Insurer | Plans in network | Network | Network tier |
|---|---|---|---|
| Blue Cross Blue Shield of Michigan | 30 of 46 plans | NULL | Null |
| Priority Health | 18 of 22 plans | MYPRIORITY-HMO | Mypriority-Hmo |
| McLaren Health Plan Community | 9 of 9 plans | – | in-Network |
2027 plan year, individual Marketplace (ACA) plans only.Health insurance in Michigan
Plans that include this hospital: Blue Cross® Premier PPO Bronze Plus HSA, Blue Cross® Premier PPO Bronze Saver HSA, Blue Cross® Premier PPO Bronze Standard HSA, Blue Cross® Premier PPO Gold Plus, Blue Cross® Premier PPO Gold Saver, Blue Cross® Premier PPO Gold Standard Compare plans
Adults in Michigan qualify for Medicaid up to 133% of the poverty line. Ask the hospital which Michigan Medicaid plans it takes.
What insurance does Covenant Medical Center accept?
In the 2027 HealthCare.gov Marketplace plan data (insurer network files loaded November 4, 2026), Covenant Medical Center is in network for 3 Marketplace insurers in Michigan: Blue Cross Blue Shield of Michigan (30 of 46 plans), Priority Health (18 of 22 plans) and McLaren Health Plan Community (9 of 9 plans). This covers Marketplace (ACA) plans only, not Medicare Advantage, Medicaid or employer plans. Networks differ from plan to plan and can change, so confirm with the insurer before you get care.
Does Covenant Medical Center take Medicare?
Covenant Medical Center is a Medicare-certified hospital (CMS Certification Number 230070), according to CMS hospital data. Medicare Advantage plans have their own networks, which this page does not cover; check with your plan before you get care.
Does Covenant Medical Center accept Blue Cross Blue Shield of Michigan?
Covenant Medical Center is in network for 30 of 46 plans that Blue Cross Blue Shield of Michigan sells on the Michigan Marketplace in 2027, according to Blue Cross Blue Shield of Michigan's network file loaded November 4, 2026. Not every Blue Cross Blue Shield of Michigan plan includes it. Networks differ from plan to plan and can change, so confirm with the insurer before you get care.
Does Covenant Medical Center accept Priority Health?
Covenant Medical Center is in network for 18 of 22 plans that Priority Health sells on the Michigan Marketplace in 2027, according to Priority Health's network file loaded November 4, 2026. Not every Priority Health plan includes it. Networks differ from plan to plan and can change, so confirm with the insurer before you get care.
Does Covenant Medical Center accept McLaren Health Plan Community?
Covenant Medical Center is in network for 9 of 9 plans that McLaren Health Plan Community sells on the Michigan Marketplace in 2027, according to McLaren Health Plan Community's network file loaded November 4, 2026. Networks differ from plan to plan and can change, so confirm with the insurer before you get care.
Source: the insurers' 2027 machine-readable provider files listed in the CMS Marketplace public use files, loaded November 4, 2026, matched to hospitals by NPI from CMS Hospital Enrollments. How we match networks to hospitals Networks change; confirm with your insurer before you go.
Readmissions and return visits
Centers for Medicare & Medicaid Services · Medicare patients · Jul 2023 – Jun 2025
On the 4 readmission and return-visit measures CMS could compare, Covenant Medical Center was no different from the national rate or its expected level.
Back in the hospital within 30 days
| After a stay for | This hospital | U.S. | CMS comparison |
|---|---|---|---|
| Heart attack | 15.8% | 14.4% | Not compared |
| Heart failure | 21.7% | 21.3% | Not compared |
| Pneumonia | 17.6% | 17.3% | Not compared |
| COPD (chronic lung disease) | 20.2% | 20% | Not compared |
| Heart bypass surgery (CABG) | 8.5% | 11% | Not compared |
| Hip or knee replacement | 6.2% | 5.8% | Not compared |
Return trips after a stay or procedure
Medicare's readmission program
Excess readmission ratio: this hospital's predicted readmissions divided by the number expected for a typical hospital with the same patients. Above 1.00 means more readmissions than expected. 3 of 6 conditions are above 1.00.
| Condition | Ratio | Patients | Readmissions |
|---|---|---|---|
| COPD | 1.145 | 198 | More than expected |
| Pneumonia | 1.075 | 616 | More than expected |
| Heart failure | 1.072 | 568 | More than expected |
| Heart attack | 0.992 | 226 | Fewer than expected |
| Heart bypass surgery | 0.901 | – | Fewer than expected |
| Hip or knee replacement | 0.778 | – | Fewer than expected |
Readmission rates count Medicare patients who were admitted to any acute-care hospital within 30 days of leaving this one, adjusted for how sick they were. "Better" or "worse" means CMS found the difference from the national rate statistically significant; most hospitals are "no different". Return-day and outpatient-surgery measures compare the hospital with what CMS expected for its own patients. The Readmissions Reduction Program ratios are shown as CMS publishes them; whether a hospital's payments are reduced depends on how its ratios compare with similar hospitals, so a ratio above 1.00 alone doesn't mean a penalty. About the data.
Timely and effective care
Centers for Medicare & Medicaid Services · all patients unless noted · Oct 2024 – Sep 2025
Covenant Medical Center's emergency department is classed by CMS as very high volume.
| Measure | This hospital | U.S.* |
|---|---|---|
| Sepsis: got all recommended early treatmentPatients with severe sepsis or septic shock who received every step of the recommended early care bundle. Higher is better. 462 patients. | 83% | 65% |
| Septic shock: full treatment within 3 hoursHigher is better. 170 patients. | 88% | 73% |
| Stroke: brain scan read within 45 minutes of ER arrivalPatients arriving with stroke symptoms whose head CT or MRI was interpreted within 45 minutes. Higher is better. 19 patients. | 74% | 69% |
| Heart attack (STEMI): timely clot-busting or artery-opening careHigher is better. 27 patients. | 70% | 53%* |
| Typical time in the ER before going homeMedian minutes from arrival to leaving, for ER patients sent home (not counting mental health patients or transfers). Lower is better. 323 patients. | 198 min | 162 min |
| Typical ER time for mental health patients sent homeMedian minutes from arrival to leaving. Lower is better. 24 patients. | 230 min | 257 min |
| Patients who left the ER before being seenLower is better. 80,070 patients. | 7% | 2% |
| Health care workers vaccinated against fluHigher is better. 4,988 patients. | 77% | 78% |
| Discharged on two opioids, or an opioid and a benzodiazepinePatients sent home with prescriptions that raise the risk of overdose when combined. Lower is better. 6,397 patients. | 16% | 15% |
| Colonoscopy: right follow-up interval for average-risk patientsHigher is better. 136 patients. | 99% | 93% |
| Blood clot prevention given in intensive careHigher is better. 2,639 patients. | 99% | 97%* |
CMS publishes these process-of-care measures without a better/worse verdict, so the U.S. figure is shown for context; small differences, or results based on few patients, may not mean much. *Median of all hospitals CMS reports, where CMS publishes no national figure. About the data.
Maternity care
Centers for Medicare & Medicaid Services · reported by the hospital · Jan 2024 – Dec 2024
Maternity measures are reported by hospitals that deliver babies. The U.S. figure is the median of the hospitals CMS reports, not a CMS verdict. About the data.
Medicare spending and payment programs
Centers for Medicare & Medicaid Services
Value-based purchasing scores by area
| Area | Score (out of 100) |
|---|---|
| Clinical outcomesDeath rates and complications | 26.7 |
| Patient experiencePatient survey results | 27 |
| SafetyHospital-acquired infections | 45 |
| Efficiency and costMedicare spending per patient | 0 |
The Hospital-Acquired Condition Reduction Program cuts Medicare payments by 1% for the quarter of hospitals with the worst scores. The Hospital Value-Based Purchasing Program withholds a small share of every hospital's Medicare payments and pays it back according to the total performance score. A spending ratio of 1.00 equals the national median; spending reflects prices, the services patients received and care after discharge, not quality. Some hospitals, such as critical access, children's and cancer hospitals, are not part of these programs. About the data.
Care after a stay at Covenant Medical Center
Medicare-certified providers near this hospital, with their CMS ratings. A hospital discharge planner can make the referral.
Skilled nursing facilities nearby
- 1.1mi Hoyt Nursing & Rehab Centre Saginaw, MI · 128 beds Medicare overall 2 of 5 stars · Short-stay quality 4 of 5
- 1.6mi Adira Nursing and Rehabilitation Saginaw, MI · 92 beds Medicare overall 2 of 5 stars · Short-stay quality 3 of 5
- 2.3mi Saginaw Senior Care and Rehabilitation Center Saginaw, MI · 71 beds Medicare overall 4 of 5 stars · Short-stay quality 4 of 5
Skilled nursing ratings and inspections at Nursing Homes In Each State
Dialysis centers nearby See more
- 1.1mi DaVita Mid Valley Pd Home TrainingSaginaw, MI
- 1.1mi Bay Area Regl Dialysis Ctr - Saginaw RiversideSaginaw, MI
- 1.1mi DaVita Town Center DialysisSaginaw, MI
Home health agencies nearby See more
- 1.1mi Covenant at HomeSaginaw, MI · 75% would recommend
- 3.2mi 1st State Home Healthcare, INCSaginaw, MI Not rated
- 4.2mi The Care TeamSaginaw, MI · 71% would recommend
Hospice care providers nearby See more
- 1.1mi Covenant at HomeSaginaw, MI · 87% would recommend
- 4.2mi A&D HospiceSaginaw, MI · 83% would recommend
- 4.2mi Amara HospiceSaginaw, MI · 88% would recommend Not rated
Source: CMS Care Compare. Distances are approximate.
Inpatient rehabilitation unit
CMS Inpatient rehabilitation Quality Reporting Program, data through December 2025 · unit CCN 23T070
Covenant Medical Center runs an inpatient rehabilitation unit that reports its own results to Medicare. Returned home or to the community: 65% here, against 67% nationally. CMS rates it better than national on c. diff infections.
Results
Safety
Cost
Source: CMS Inpatient rehabilitation Quality Reporting Program (Provider Data Catalog). Better/worse labels appear only where CMS itself compared the facility with the national rate; other figures are shown next to the national figure for context.
Doctors at Covenant Medical Center
476 Medicare-enrolled doctors and other clinicians list this hospital as an affiliation, across 34 specialties.
Find doctors in Saginaw
Medicare-enrolled specialists with a practice in Saginaw, with addresses, phone numbers and the hospitals they work with.
Federal rules require hospitals to publish their prices, including the rates they've negotiated with each insurer and their cash prices. Covenant Medical Center lists them here:
From the hospital's price transparency file (www.covenanthealthcare.com/cms-hpt.txt), checked Nov 7, 2026. For an estimate of what you'll pay, ask the hospital or your insurer; Medicare's averages are on our procedure cost pages.
What Medicare paid at Covenant Medical Center
Centers for Medicare & Medicaid Services · original Medicare patients · 2024
Average hospital charges and actual payments for the procedures Medicare patients most often had here, compared with the average for Michigan.
Hospital stays
| Stay | Stays | Avg billed | Avg payment (Medicare + patient) | vs state |
|---|---|---|---|---|
| Septicemia or severe sepsis without ventilator >96 hours with major complicationsDRG 871 | 346 | $49,106 | $14,705 | −14% |
| Heart failure and shock with major complicationsDRG 291 | 223 | $27,542 | $9,795 | −15% |
| Respiratory infections and inflammations with major complicationsDRG 177 | 121 | $33,862 | $12,141 | −15% |
| Simple pneumonia and pleurisy with major complicationsDRG 193 | 116 | $27,982 | $10,004 | −14% |
| Pulmonary edema and respiratory failureDRG 189 | 103 | $24,830 | $9,570 | −17% |
| Septicemia or severe sepsis without ventilator >96 hours without major complicationsDRG 872 | 83 | $28,463 | $7,896 | −16% |
| Gastrointestinal hemorrhage with complicationsDRG 378 | 78 | $30,268 | $7,616 | −15% |
| Miscellaneous disorders of nutrition, metabolism, fluids and electrolytes with major complicationsDRG 640 | 67 | $25,687 | $9,916 | −15% |
Outpatient services
| Service | Services | Avg billed | Avg allowed |
|---|---|---|---|
| Comprehensive Observation ServicesAPC 8011 | 450 | $13,980 | $2,399 |
| Level 2 Excision/Biopsy/Incision and DrainageAPC 5072 | 172 | $7,615 | $1,406 |
| Level 1 Endovascular ProceduresAPC 5191 | 170 | $23,887 | $2,885 |
| Level 5 Musculoskeletal ProceduresAPC 5115 | 167 | $43,101 | $11,301 |
| Level 3 Urology and Related ServicesAPC 5373 | 107 | $12,297 | $1,793 |
Charges are the hospital's list prices; payments are what Medicare, the patient and any other insurer actually paid (for outpatient services, Medicare's allowed amount). Private insurance prices differ. "vs state" compares this hospital's average payment with the state average for the same stay. All procedure costs.
Size and finances
Medicare cost report · fiscal year ending Jun 2025
As reported by the hospital to CMS; not audited. Operating margin is income from patient care divided by net patient revenue and leaves out investment income and donations. Compare Michigan hospital finances.
Who owns Covenant Medical Center
Medicare enrollment and ownership records (PECOS)
Medicare lists the hospital's legal name as Covenant Medical Center, Inc., a non-profit organization.
936 doctors and other clinicians list Covenant Medical Center as a hospital affiliation in Medicare's clinician directory.
Organizations with 5% or more ownership (directly or through other companies), partnership interests or operational control, as the hospital reported them to Medicare. Records can lag behind recent sales. Individuals are not listed. Who owns America's hospitals.
Non-profit finances
IRS Form 990 · tax year ending Jun 2023 · Covenant Medical Center Inc (EIN 38-3369438)
As filed with the IRS by Covenant Medical Center Inc. Matched by name and address, so check the filing to confirm it's the right organization. See the full Form 990 filings · Non-profit hospital finances.
The area around Covenant Medical Center
HRSA shortage designations and BLS pay data
Primary care: Parts of Saginaw are federally designated health professional shortage areas (1 designation). Highest shortage score 17.
Mental health: Parts of Saginaw are federally designated health professional shortage areas (1 designation). Highest shortage score 19.
Dental: Parts of Saginaw are federally designated health professional shortage areas (1 designation). Highest shortage score 15.
Nurse pay: registered nurses in Michigan earn a median $94,300 a year. Healthcare salaries in Michigan.
Shortage areas are designated by the Health Resources and Services Administration where there are too few primary care, mental health or dental providers for the population; scores run from 0 to 25 for primary and mental health care and 0 to 26 for dental care, higher meaning greater need. Michigan shortage areas
Closest other hospitals
Healthcare pay in Michigan
Registered nurses across Michigan (all employers) earned a median of $94,300 a year (BLS, May 2025).Registered Nurse (RN) salary in MichiganNurse Practitioner salary in MichiganRespiratory Therapist salary in MichiganHealthcare salaries in Michigan
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Cite this data
Writing about Covenant Medical Center? You're welcome to quote these figures. They are free to use under CC BY 4.0: please credit HospitalsInEachState.com and link to this page.