Health insurance in Michigan (2027)

Where to buy a plan in Michigan

Michigan uses HealthCare.gov for individual and family plans. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 (source).

Michigan Marketplace insurers by hospitals in network, 2027

Hospitals listed in at least one of each insurer's 2027 Michigan plan networks, from the insurers' provider directory files loaded November 4, 2026. One plan's network can be smaller than another's from the same insurer.

"Of" counts the open, non-VA hospitals in Michigan on this site that have a Medicare number.

2027 monthly premiums in Michigan by metal level

40-year-old, no tobacco, before tax credits. Lowest and highest premium across Michigan counties, and the typical county's average. Most people pay less after tax credits.

2027 Marketplace plan rates for 40-year-old, no tobacco, before tax credits, in 3 counties.

Medicaid income limits in Michigan

The income limit for each group, as a share of the federal poverty line, as HealthCare.gov reports it for 2027. Adults in Michigan qualify for Medicaid up to 133% of the poverty line. Ask a hospital which Michigan Medicaid plans it takes.

• Adults133%of the poverty line
• Parents54%of the poverty line
• Pregnant people195%of the poverty line
• Children160%of the poverty line

Check a Michigan hospital's networks

Each hospital page has an Insurance section with the Marketplace insurers whose plans list it and a plan checker.

• Holland Community HospitalHolland, MI5 of 5CMS stars
• West Branch Regional Medical CenterWest Branch, MI5 of 5CMS stars
• Zeeland Community HospitalZeeland, MI5 of 5CMS stars
• Bronson Lakeview HospitalPaw Paw, MI5 of 5CMS stars
• Corewell Health Gerber HospitalFremont, MI5 of 5CMS stars
• McLaren Thumb RegionBad Axe, MI5 of 5CMS stars