Health insurance in West Virginia (2027)

Where to buy a plan in West Virginia

West Virginia uses HealthCare.gov for individual and family plans. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 (source).

West Virginia Marketplace insurers by hospitals in network, 2027

Hospitals listed in at least one of each insurer's 2027 West Virginia plan networks, from the insurers' provider directory files loaded November 4, 2026. One plan's network can be smaller than another's from the same insurer.

"Of" counts the open, non-VA hospitals in West Virginia on this site that have a Medicare number.

2027 monthly premiums in West Virginia by metal level

40-year-old, no tobacco, before tax credits. Lowest and highest premium across West Virginia counties, and the typical county's average. Most people pay less after tax credits.

2027 Marketplace plan rates for 40-year-old, no tobacco, before tax credits, in 3 counties.

Medicaid income limits in West Virginia

The income limit for each group, as a share of the federal poverty line, as HealthCare.gov reports it for 2027. Adults in West Virginia qualify for Medicaid up to 133% of the poverty line. Ask a hospital which West Virginia Medicaid plans it takes.

• Adults133%of the poverty line
• Parents14%of the poverty line
• Pregnant people300%of the poverty line
• Children133%of the poverty line

Check a West Virginia hospital's networks

Each hospital page has an Insurance section with the Marketplace insurers whose plans list it and a plan checker.

• Hampshire Memorial HospitalRomney, WV5 of 5CMS stars
• Morgan Cty War MemorialBerkeley Springs, WV5 of 5CMS stars
• United Hospital CenterBridgeport, WV4 of 5CMS stars
• Mon Health Medical CenterMorgantown, WV4 of 5CMS stars
• Boone Memorial HospitalMadison, WV4 of 5CMS stars
• St Mary's Medical CenterHuntington, WV3 of 5CMS stars