Where to buy a plan in Iowa
Iowa uses HealthCare.gov for individual and family plans. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 (source).
Iowa Marketplace insurers by hospitals in network, 2027
Hospitals listed in at least one of each insurer's 2027 Iowa plan networks, from the insurers' provider directory files loaded November 4, 2026. One plan's network can be smaller than another's from the same insurer.
| # | Insurer | Hospitals in network |
|---|---|---|
| 1 | Wellmark Blue Cross Blue Shield | 115 of 116 |
| 2 | Ambetter | 91 of 116 |
| 3 | Oscar | 86 of 116 |
| 4 | Avera Health Plans | 21 of 116 |
| 5 | UnitedHealthcare | 20 of 116 |
"Of" counts the open, non-VA hospitals in Iowa on this site that have a Medicare number.
2027 monthly premiums in Iowa by metal level
40-year-old, no tobacco, before tax credits. Lowest and highest premium across Iowa counties, and the typical county's average. Most people pay less after tax credits.
| Metal level | Lowest | Typical county average | Highest |
|---|---|---|---|
| Bronze | $356 | $430 | $552 |
| Silver | $471 | $557 | $615 |
| Gold | $465 | $567 | $653 |
2027 Marketplace plan rates for 40-year-old, no tobacco, before tax credits, in 3 counties.
Medicaid income limits in Iowa
The income limit for each group, as a share of the federal poverty line, as HealthCare.gov reports it for 2027. Adults in Iowa qualify for Medicaid up to 133% of the poverty line. Ask a hospital which Iowa Medicaid plans it takes.
- Adults133%of the poverty line
- Parents40%of the poverty line
- Pregnant people215%of the poverty line
- Children167%of the poverty line
Check a Iowa hospital's networks
Each hospital page has an Insurance section with the Marketplace insurers whose plans list it and a plan checker.
- Alegent Health Mercy HospitalCouncil Bluffs, IA5 of 5CMS stars
- Cass County Memorial HospitalAtlantic, IA5 of 5CMS stars
- Clarke County HospitalOsceola, IA5 of 5CMS stars
- Palmer Lutheran Health CenterWest Union, IA5 of 5CMS stars
- Van Diest Medical CenterWebster City, IA5 of 5CMS stars
- Waverly Health CenterWaverly, IA5 of 5CMS stars
Source: HealthCare.gov Marketplace API (state exchange, Medicaid limits, plan rates). Individual Marketplace (ACA) plans only.
Source: the insurers' 2027 machine-readable provider files listed in the CMS Marketplace public use files, loaded November 4, 2026, matched to hospitals by NPI from CMS Hospital Enrollments. How we match networks to hospitals
Networks change; confirm with your insurer before you go. Not affiliated with any insurer, HealthCare.gov or CMS.