Where to buy a plan in Tennessee
Tennessee uses HealthCare.gov for individual and family plans. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 (source).
Tennessee Marketplace insurers by hospitals in network, 2027
Hospitals listed in at least one of each insurer's 2027 Tennessee plan networks, from the insurers' provider directory files loaded November 4, 2026. One plan's network can be smaller than another's from the same insurer.
| # | Insurer | Hospitals in network |
|---|---|---|
| 1 | BlueCross BlueShield of Tennessee | 105 of 123 |
| 2 | Ambetter | 99 of 123 |
| 3 | Oscar | 70 of 123 |
| 4 | UnitedHealthcare | 59 of 123 |
| 5 | Alliant Health Plans, Inc. | 19 of 123 |
"Of" counts the open, non-VA hospitals in Tennessee on this site that have a Medicare number.
2027 monthly premiums in Tennessee by metal level
40-year-old, no tobacco, before tax credits. Lowest and highest premium across Tennessee counties, and the typical county's average. Most people pay less after tax credits.
| Metal level | Lowest | Typical county average | Highest |
|---|---|---|---|
| Bronze | $489 | $704 | $979 |
| Silver | $696 | $896 | $1,182 |
| Gold | $709 | $862 | $1,255 |
2027 Marketplace plan rates for 40-year-old, no tobacco, before tax credits, in 3 counties.
Medicaid income limits in Tennessee
The income limit for each group, as a share of the federal poverty line, as HealthCare.gov reports it for 2027. Ask a hospital which Tennessee Medicaid plans it takes.
- Parents100%of the poverty line
- Pregnant people250%of the poverty line
- Children133%of the poverty line
Check a Tennessee hospital's networks
Each hospital page has an Insurance section with the Marketplace insurers whose plans list it and a plan checker.
- Vanderbilt University HospitalNashville, TN5 of 5CMS stars
- Memorial Healthcare SystemChattanooga, TN5 of 5CMS stars
- Vanderbilt Wilson County HospitalLebanon, TN5 of 5CMS stars
- Williamson Medical CenterFranklin, TN5 of 5CMS stars
- Leconte Medical CenterSevierville, TN5 of 5CMS stars
- Centennial Medical CenterNashville, TN4 of 5CMS stars
Source: HealthCare.gov Marketplace API (state exchange, Medicaid limits, plan rates). Individual Marketplace (ACA) plans only.
Source: the insurers' 2027 machine-readable provider files listed in the CMS Marketplace public use files, loaded November 4, 2026, matched to hospitals by NPI from CMS Hospital Enrollments. How we match networks to hospitals
Networks change; confirm with your insurer before you go. Not affiliated with any insurer, HealthCare.gov or CMS.