Where to buy a plan in Montana
Montana uses HealthCare.gov for individual and family plans. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 (source).
Montana Marketplace insurers by hospitals in network, 2027
Hospitals listed in at least one of each insurer's 2027 Montana plan networks, from the insurers' provider directory files loaded November 4, 2026. One plan's network can be smaller than another's from the same insurer.
| # | Insurer | Hospitals in network |
|---|---|---|
| 1 | Blue Cross and Blue Shield of Montana | 60 of 62 |
| 2 | Mountain Health CO-OP | 58 of 62 |
"Of" counts the open, non-VA hospitals in Montana on this site that have a Medicare number.
2027 monthly premiums in Montana by metal level
40-year-old, no tobacco, before tax credits. Lowest and highest premium across Montana counties, and the typical county's average. Most people pay less after tax credits.
| Metal level | Lowest | Typical county average | Highest |
|---|---|---|---|
| Bronze | $484 | $646 | $741 |
| Silver | $678 | $933 | $1,025 |
| Gold | $643 | $876 | $1,052 |
2027 Marketplace plan rates for 40-year-old, no tobacco, before tax credits, in 3 counties.
Medicaid income limits in Montana
The income limit for each group, as a share of the federal poverty line, as HealthCare.gov reports it for 2027. Adults in Montana qualify for Medicaid up to 133% of the poverty line. Ask a hospital which Montana Medicaid plans it takes.
- Adults133%of the poverty line
- Parents24%of the poverty line
- Pregnant people157%of the poverty line
- Children133%of the poverty line
Check a Montana hospital's networks
Each hospital page has an Insurance section with the Marketplace insurers whose plans list it and a plan checker.
- St Patrick Hospital and Health Sciences CenterMissoula, MT5 of 5CMS stars
- Community Hospital of AnacondaAnaconda, MT5 of 5CMS stars
- Holy Rosary HospitalMiles City, MT5 of 5CMS stars
- Billings Clinic HospitalBillings, MT4 of 5CMS stars
- St Vincent HealthcareBillings, MT4 of 5CMS stars
- Bozeman Deaconess HospitalBozeman, MT4 of 5CMS stars
Source: HealthCare.gov Marketplace API (state exchange, Medicaid limits, plan rates). Individual Marketplace (ACA) plans only.
Source: the insurers' 2027 machine-readable provider files listed in the CMS Marketplace public use files, loaded November 4, 2026, matched to hospitals by NPI from CMS Hospital Enrollments. How we match networks to hospitals
Networks change; confirm with your insurer before you go. Not affiliated with any insurer, HealthCare.gov or CMS.