facebook tracking Montana Health Insurance (2027): Insurers and Hospitals

Health insurance in Montana (2027)

Montana residents buy 2027 individual plans on HealthCare.gov; in the insurers' provider directory files loaded November 4, 2026, Blue Cross and Blue Shield of Montana lists the most Montana hospitals in network (60 of 62).

MarketplaceHealthCare.govHealthCare.gov
Open enrollmentNov 1 – Jan 15for 2027 coverage
Insurers2with hospitals in network
Medicaid, adults133%of the poverty line

Where to buy a plan in Montana

Montana uses HealthCare.gov for individual and family plans. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 (source).

Montana Marketplace insurers by hospitals in network, 2027

Hospitals listed in at least one of each insurer's 2027 Montana plan networks, from the insurers' provider directory files loaded November 4, 2026. One plan's network can be smaller than another's from the same insurer.

#InsurerHospitals in network
1 Blue Cross and Blue Shield of Montana 60 of 62
2 Mountain Health CO-OP 58 of 62

"Of" counts the open, non-VA hospitals in Montana on this site that have a Medicare number.

2027 monthly premiums in Montana by metal level

40-year-old, no tobacco, before tax credits. Lowest and highest premium across Montana counties, and the typical county's average. Most people pay less after tax credits.

Metal levelLowestTypical county averageHighest
Bronze $484 $646 $741
Silver $678 $933 $1,025
Gold $643 $876 $1,052

2027 Marketplace plan rates for 40-year-old, no tobacco, before tax credits, in 3 counties.

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Medicaid income limits in Montana

The income limit for each group, as a share of the federal poverty line, as HealthCare.gov reports it for 2027. Adults in Montana qualify for Medicaid up to 133% of the poverty line. Ask a hospital which Montana Medicaid plans it takes.

  • Adults133%of the poverty line
  • Parents24%of the poverty line
  • Pregnant people157%of the poverty line
  • Children133%of the poverty line

Check a Montana hospital's networks

Each hospital page has an Insurance section with the Marketplace insurers whose plans list it and a plan checker.

Source: HealthCare.gov Marketplace API (state exchange, Medicaid limits, plan rates). Individual Marketplace (ACA) plans only.

Source: the insurers' 2027 machine-readable provider files listed in the CMS Marketplace public use files, loaded November 4, 2026, matched to hospitals by NPI from CMS Hospital Enrollments. How we match networks to hospitals

Networks change; confirm with your insurer before you go. Not affiliated with any insurer, HealthCare.gov or CMS.