Where to buy a plan in Florida
Florida uses HealthCare.gov for individual and family plans. Open enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027 (source).
Florida Marketplace insurers by hospitals in network, 2027
Hospitals listed in at least one of each insurer's 2027 Florida plan networks, from the insurers' provider directory files loaded November 4, 2026. One plan's network can be smaller than another's from the same insurer.
| # | Insurer | Hospitals in network |
|---|---|---|
| 1 | Florida Blue | 205 of 227 |
| 2 | Ambetter | 173 of 227 |
| 3 | Oscar | 159 of 227 |
| 4 | AvMed | 139 of 227 |
| 5 | Wellpoint | 108 of 227 |
| 6 | UnitedHealthcare | 77 of 227 |
| 7 | AmeriHealth Caritas Next | 43 of 227 |
| 8 | Health First Commercial Plans, Inc. | 35 of 227 |
| 9 | Florida Health Care Plans | 26 of 227 |
| 10 | Capital Health Plan | 9 of 227 |
| 11 | 22 Health | 8 of 227 |
"Of" counts the open, non-VA hospitals in Florida on this site that have a Medicare number.
2027 monthly premiums in Florida by metal level
40-year-old, no tobacco, before tax credits. Lowest and highest premium across Florida counties, and the typical county's average. Most people pay less after tax credits.
| Metal level | Lowest | Typical county average | Highest |
|---|---|---|---|
| Bronze | $552 | $799 | $1,694 |
| Silver | $737 | $978 | $2,924 |
| Gold | $694 | $1,190 | $3,036 |
| Platinum | $1,134 | $2,322 | $3,996 |
2027 Marketplace plan rates for 40-year-old, no tobacco, before tax credits, in 3 counties.
Medicaid income limits in Florida
The income limit for each group, as a share of the federal poverty line, as HealthCare.gov reports it for 2027. Ask a hospital which Florida Medicaid plans it takes.
- Parents22%of the poverty line
- Pregnant people191%of the poverty line
- Children133%of the poverty line
Check a Florida hospital's networks
Each hospital page has an Insurance section with the Marketplace insurers whose plans list it and a plan checker.
- Lee Memorial HospitalFort Myers, FL5 of 5CMS stars
- Sarasota Memorial HospitalSarasota, FL5 of 5CMS stars
- Shands Hospital at the University of FloridaGainesville, FL5 of 5CMS stars
- Baptist Hospital of MiamiMiami, FL5 of 5CMS stars
- Mayo ClinicJacksonville, FL5 of 5CMS stars
- Memorial Hospital of TampaTampa, FL5 of 5CMS stars
Source: HealthCare.gov Marketplace API (state exchange, Medicaid limits, plan rates). Individual Marketplace (ACA) plans only.
Source: the insurers' 2027 machine-readable provider files listed in the CMS Marketplace public use files, loaded November 4, 2026, matched to hospitals by NPI from CMS Hospital Enrollments. How we match networks to hospitals
Networks change; confirm with your insurer before you go. Not affiliated with any insurer, HealthCare.gov or CMS.